There are no major cons that I can think of. For the cash-strapped freelancer, that can be mana from heaven. For 1% more payment, you can transfer money within minutes. Once someone pays your invoice, the money is in Wave, and takes 2-3 days to transfer. And finally a small but really helpful feature, especially if you're a freelancer just starting out: immediate money transfers. They didn't influence my decision to sign up, but they've proven to be very useful. Wave also provides a host of reporting and tracking tools in this basic account. I've been using Wave for over 3 years, and I have never once been hit with a fee outside of the basic rates. I asked a financial advisor friend of mine before signing up, and she was pleasantly surprised by the low rates, and told me to go for it. There's no subscription or hidden fees, they just take a perfectly reasonable percentage from invoice payments. I have zero background in financial matters, and with Wave that's totally fine. Set up is really simple and the interface is user-friendly. Not only would I recommend Wave to freelancers and small businesses, I have recommended it. Always simple and smooth, and exceptional bang for the buck. As a freelancer, Wave has been indispensable to me. It is one of the few software tools I use regularly where I am happy to open it, and I'm happy to give them their percentage. ![]() In 3+ years I don't think I've had to contact support once, nor have I ever considered switching to other tools.
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